Home & Auto Insurance on Long Island in Nassau & Suffolk County
Serving Long Island, NYC and all of New York State, The Town Agency helps families and small businesses compare home, auto, flood, landlord, umbrella and business insurance options across Nassau County and Suffolk County. We proudly serve communities including Garden City, Mineola, New Hyde Park, Westbury, Levittown and Hicksville.
Quick quote. No pressure.
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Compare Insurance Quotes on Long Island & in NYC
Compare home, auto, flood, landlord, umbrella and business insurance quotes from a local Garden City agency serving Long Island, NYC and all of New York State. The Town Agency helps you find the right coverage from trusted regional and national insurance carriers.
Local Insurance Guidance Since 1968
Our family-owned insurance agency has helped families and businesses across Nassau County, Suffolk County and New York State since 1968. We understand local property risks, coastal exposure, driver needs and what New York insurance carriers look for.
Choose the type of insurance quote you need:
Serving Long Island, NYC & New York State
Service Areas: Garden City · Mineola · New Hyde Park · Westbury · Levittown · Hicksville · Nassau County · Suffolk County · NYC · New York State
Why Long Island Families & Businesses Choose Us
Trusted local insurance guidance since 1968.
✓ Family-owned insurance agency in Garden City since 1968
✓ We compare trusted regional and national insurance carriers
✓ Home, auto, flood, landlord, umbrella & business insurance
✓ Fast, friendly help online or by phone
Explore More Insurance Options
Homeowners Insurance
Protect your Long Island home with homeowners insurance that can cover your dwelling, belongings, liability, valuables, water backup and equipment breakdown. The Town Agency compares trusted carriers for homeowners across Nassau County, Suffolk County, NYC and New York State, helping you balance coverage, price and personal service from a family-owned Garden City agency since 1968.
Auto Insurance
Compare auto insurance for Long Island drivers with coverage options for liability, collision, comprehensive, uninsured motorists, rental reimbursement and roadside assistance. The Town Agency shops trusted carriers across Nassau County, Suffolk County, NYC and New York State, helping you find affordable car insurance, available discounts, proper liability limits and local guidance for your daily commute or family vehicles.
Home & Auto Bundle
Bundle your home and auto insurance to simplify billing, coordinate coverage, and unlock multi-policy discounts. The Town Agency compares trusted carriers across Nassau County, Suffolk County, NYC and New York State, helping you align deductibles, liability limits, water backup, roadside assistance and other options while keeping your home and car coverage easier to manage with local guidance you can trust.
Flood Insurance
Standard homeowners insurance usually does not cover flood damage from storm surge, heavy rain, rising water or tidal overflow. We quote FEMA NFIP and private flood insurance options for homes across Nassau County, Suffolk County, NYC and New York State, helping you compare waiting periods, elevation requirements, building coverage, contents coverage and available limits with guidance from a local Garden City agency.
Landlord Insurance
Protect your rental property with landlord insurance for the dwelling, liability, loss of rental income and other rental-property risks. The Town Agency compares trusted carriers for single-family homes, duplexes and small multi-unit properties across Nassau County, Suffolk County, NYC and New York State, helping landlords choose coverage limits, deductibles and optional umbrella protection for better peace of mind.
Umbrella Insurance
Add umbrella insurance for extra liability protection above your home, auto and landlord policies. It can help with legal defense, large lawsuits, personal liability claims and higher limits when standard policies are exhausted. The Town Agency compares umbrella options across Nassau County, Suffolk County, NYC and New York State so families, property owners and drivers can add another layer of protection.
Business Insurance
Business insurance quotes can vary widely by industry, payroll, vehicles, location, coverage limits and prior claims. The Town Agency compares business insurance options from trusted carriers to help Long Island, NYC and New York businesses find the right coverage at a competitive price. Start online or call 516-294-1000 for help.
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Life
Insurance
Life insurance quotes can vary by age, health, coverage amount, policy type and long-term family goals. The Town Agency helps Long Island, NYC and New York families compare life insurance options, including term life and permanent life coverage, so you can choose protection that fits your budget, helps replace income, covers final expenses and supports the people who depend on you.
We compare quotes from leading companies like Travelers, Progressive, Andover, and more to help you find the right coverage at a competitive price.
How Your Quote Works — Fast & Simple
Step 1 — Tell us about your home, car, or business
Just answer a few quick questions. No obligation.
Step 2 — We compare rates from top-rated carriers
We shop multiple insurers to find the best coverage at the best price.
Step 3 — We help with billing, claims & renewals
Local agents who stay with you after purchase — real help when you need it.
Client Reviews
See why families and small businesses across Long Island trust us for homeowners, auto, business, and more. ⭐ Rated 4.9/5 on Google
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Had a really good experience with this agency. They got my premium from $4,306 to $1,785. Everything was straightforward, and they were easy to work with.
Sabrina C.
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Great experience with The Town Agency. They helped me with both my home and auto insurance, saved me a good amount, and explained everything clearly.
Sarah M.
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John, Liz, and the Town Agency team were welcoming, answered every question, and helped me find the right policy at a fair price.
Craig O.
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The Town Agency helped me through a stressful issue with my prior agent and DMV renewal. They handled it quickly and professionally.
Iwona K.
Local Insurance Agency Serving Long Island,
NYC & New York State
The Town Agency is a family-owned insurance agency in Garden City, NY, helping families, property owners, drivers, and businesses compare insurance options across Long Island, NYC, and New York State.
Since 1968, we have helped clients compare coverage from trusted regional and national insurance carriers for:
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Homeowners & condo insurance
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Auto insurance
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Home and auto bundle discounts
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Flood insurance
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Landlord insurance
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Umbrella liability coverage
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Business insurance
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Life insurance options
Whether you need personal insurance, property coverage, or business protection, our local agency can help you compare options and choose coverage that fits your needs.
Frequently Asked Insurance Questions
How fast can I get a quote?
Most quotes can be started the same day. Share a few details about your home, auto, flood, landlord, umbrella, business or life insurance needs, and we’ll compare options from trusted insurance carriers.
Do you serve my area?
Yes. The Town Agency is based in Garden City and serves clients across Nassau County, Suffolk County, Long Island, NYC and New York State.
Can I bundle home & auto for a discount?
Usually, yes. Bundling home and auto insurance may help lower premiums and simplify billing. We’ll compare carriers to match coverage limits, deductibles and available multi-policy discounts.
Do you offer FEMA and private flood insurance?
Yes. We quote both NFIP flood insurance through FEMA and private flood insurance options, then help compare coverage based on your property, elevation, lender requirements and available limits.
Do you work with more than one insurance company?
Yes. As an independent local insurance agency, we compare options from trusted regional and national insurance carriers so you can choose coverage that fits your needs.
How do I pay a bill or file a claim?
Visit our Billing & Claims page for carrier payment links, claim contact information and phone numbers. You can also call The Town Agency at (516) 294-1000 and we’ll help guide you.
Contact The Town Agency
Call, text, email, or fax The Town Agency for help with home, auto, flood, landlord, umbrella, business, or life insurance.
1205 Franklin Ave, Suite 102
Garden City, NY 11530
